How to Apply for Federal Student Aid for 2025-2026
How to Apply for Federal Student Aid for 2025-2026
Steps To Apply: Federal Student Aid for 2025-2026
Federal Student Aid is regulated by the American government. A Department within the government is responsible for providing financial assistance to students who enroll in public universities and colleges in the form of grants, loans, and work-study funds. It is known as the largest financial aid body in the US.
Completing the Free Application for Federal Student Aid (FAFSA) form allows you to be considered for federal student aid. In addition, states and colleges use FAFSA information to award their own grants, scholarships, and loans. But, since aid is limited, you have to meet the deadlines.
Each college may have its own closing date. Check with the college(s) you’re interested in attending. You may also want to ask your college about its definition of an application closing date.
Who Is Eligible To Apply For The Federal Student Aid for 2025-2026
You must meet the eligibility requirements below to be able to apply for financial aid:
- Demonstrate financial need (for most programs);
- Be a U.S. citizen or an eligible noncitizen;
- Have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau);
- Be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program;
- Be enrolled at least half-time to be eligible for Direct Loan Program funds;
- Maintain satisfactory academic progress in college or career school;
- Sign the certification statement on the Free Application for Federal Student Aid (FAFSA®) form stating that you’re not in default on a federal student loan, you do not owe money on a federal student grant, and you’ll only use federal student aid for educational purposes; and
- Show you’re qualified to obtain a college or career school education.
Federal Student Aid Application Date for 2025-2026
The FAFSA form must be submitted by 11:59 p.m. Central time (CT) on June 30, 2025. Any corrections or updates must be submitted by 11:59 p.m. CT on Sept. 9, 2025.
Application dates may vary depending on the institution in which you are enrolling, to see all the dates to be sure on when to apply, click on the link below:
FAFSA Application Deadlines Federal Student Aid 2025-2026
Documents Needed To Apply for Federal Student Aid for 2025-2026
The FAFSA questions ask for information about you (your name, date of birth, address, etc.) and about your financial situation. Depending on your circumstances (for instance, whether you’re a U.S. citizen or what tax form you used), you might need the following information or documents as you fill out the FAFSA application:
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Your Social Security number (it’s important that you enter it correctly on the FAFSA form!)
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Your parents’ Social Security numbers if you are a dependent student
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Your driver’s license number if you have one
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Your Alien Registration number if you are not a U.S. citizen
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Federal tax information, tax documents, or tax returns, including IRS W-2 information, for you (and your spouse, if you are married), and for your parents, if you are a dependent student:
- IRS Form1040
- Foreign tax return or IRS Form 1040-NR
- Tax return for Puerto Rico, Guam, American Samoa, the U.S. Virgin Islands, the Marshall Islands, the Federated States of Micronesia, or Palau
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Records of your untaxed income, such as child support received, interest income, and veterans non education benefits, for you, and for your parents, if you are a dependent student
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Information on cash; savings and checking account balances; investments, including stocks and bonds and real estate (but not including the home in which you live); and business and farm assets for you and for your parents if you are a dependent student.
How to Apply for Federal Student Aid for 2025-2026
- Get Organized:
- Apply for admission at the University of South Alabama (USA). Students must be accepted before aid eligibility can be determined.
- Create a Federal Student Aid ID (FSA ID) username and password at https://fsaid.ed.gov/npas/index.htm. FSA IDs are used for electronic signatures. Parents of dependent students must also create an FSA ID.
- For more information regarding the criteria, the Department of Education uses to determine if a student is considered to be dependent, visit https://studentaid.ed.gov/sa/fafsa/filling-out/dependency.
- Complete and Submit the FAFSA Online:
- Complete the FAFSA at https://fafsa.gov or by using the myStudentAid app for iOS and Android. The FAFSA is available every October 1 so apply early!
- Avoid common errors by verifying personal information is entered correctly (name, date of birth, and social security number).
- Use the IRS Data Retrieval Tool (DRT) to transfer tax information to the FAFSA.
- List USA in Step 6 of the FAFSA. USA’s school code is 001057.
- Both the student and parent must sign the FAFSA using their FSA IDs if the student is dependent.
- Print a copy of the submitted information for future reference.
- After Filing the FAFSA:
How to Apply for Federal Student Aid for 2025-2026
- Once the FAFSA has been received by the USA, students will be notified through their JagMail account (if accepted for admission), or the email address listed on the FAFSA.
- Students should continue to check for emails and their PAWS account on a regular basis for any additional requests for documents.
- Approximately 30% of all applicants are selected for verification by the Department of Education and additional documentation may be required before an aid offer can be processed.
- Finalize Aid Offers:
Aid Offer notifications will be sent to the student’s JagMail account. Students can also check the status of their aid offers at any time in PAWS.
Accept/decline any aid offers in PAWS.
If a student accepts Federal Direct Student Loans, they must complete loan requirements such as a Master Promissory Note (MPN) and Loan Entrance Counseling at https://studentaid.gov using their FSA ID. Outstanding loan requirements will be listed in PAWS.
When Must A Student Begin Repaying Of Federal Student Aid
Once you graduate, drop below half-time enrollment, or leave school, your federal student loan goes into repayment. However, if you have a Direct Subsidized, Direct Unsubsidized, or Federal Family Education Loan, you have a six-month grace period before you are required to start making regular payments.
You’ll have a nine-month grace period if you’ve got a Perkins Loan. (Got a PLUS loan? You’ll go into repayment as soon as the loan is fully disbursed, which means once it’s paid out. But if you’re a graduate and professional student PLUS borrower, you will be placed on an automatic deferment while in school and for six months after graduating, leaving school, or dropping below half-time enrollment.)
Note:
If you listed a school on your Free Application for Federal Student Aid (FAFSA®) form and have been offered admission by that school, the financial aid office at the school will send you an aid offer (often electronically). The offer includes the types and amounts of financial aid you may receive from federal, state, private, and school sources. For more details and information, visit the Official Website Of the Federal Student Aid.
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